How to apply South Indian bank credit card
Toh Aap jaanna chahate hai ki credit card kaise banta hai? Is Post mein jude rahiye, mein aapko bataunga credit card ki saari jaankari, ki credit card kaise kaam karti hai, kaise banwate hai aur iske hone ka kya-kya faaide hai aur bi bohot saari chejen joki aapko credit card apply karne se pehele jaanna bohot hi zaruri hai. Credit card banwane se pehele Is post ko shuru se lekar anth tak zaroor dekhe nehi toh aapko baad mein pachtana padega.
Chaliye hum pehele yeh jaan lete hai ki credit card hota kya hai aur yeh kaise kaam karta hai.
Credit card aapko, aapke bank se paisa udhaar deta hai, jisse aap online Kuch bhi kharid sakte hai apne credit card ke zariye se. Credit Card se aap kuch bhi kharid sakte hai chahe woh kapde, khane ke cheej ho ya fir traveling tickets ho, woh saari cheejen aap kar sakte ho jo online availabe hai aur aapne jitna bhi saman credit card se kharida hai uska bill aapko kharid ne ke 25 se 30 din ke baad aati hai jise aapko chukana hota hai aur maze ki baat yeh hai ki aapko thoda sa bhi zyada paisa dena nehi padta par yedi aap bank ke samay anusaar credit card ke bill nehi chukate ho toh aapko kuch interest dena padta hai joki har bank ke anusaar alag-alag interest reheti hai.
Kya Hum Credit Card Se ATM Se Paisa Nikaal Sakte Hai?
Doston, Aap Credit card se paisa nikaal sakte hai par credit card se paisa nikaal ne par aapko bohot bhaari nuksaan hota hai kyuki credit card se paisa nikaalne par lag-bhag har bank aam taurpe 18 se lekar 36% tak ka interest leti hai aur saath hi aapko paisa nikalwane ka charges bi alag se katta hai. Jab-tak aapko paisa ka aapatkalin naho tab-tak ho sake toh credit card se paisa mat nikaliyega, usse achha aap bank mein jaake bank manager se baat karke personal bank loan nikaal sakte hai, woh aapko vaideman rehega.
Credit Card Ka Limit:
Doston, har credit card ka paisa kharch karne ka kuch limit reheta hai aur normally sabse kum limit wali credit card 40,000 ki hoti hai.
Aap jab-bhi koi naya credit card apply karte hai toh aapke credit card mein ek kharch karne ka seema reheta hai, ki itna tak ka hi aap kharch kar sakte hai uske baad bill chukane ka date ka intazaar karna hoga, bill chukane ke baad phirse aap credit card ka istamaal kar payenge.
Credit Card Banwane ka Yogyata (Eligibility)
Credit card har koi apply nehi kar sakta, iske kuch avashaktayein (Requirements) hoti hai.
Avashaktayein (Requirements)
Minimum Age 18+ years ( Aapka umar 18 uparka hona chahiye)
Maximum Age 60 years ( 60 saal se zyada nehi hona chahiye)
Other Criteria:
Should have a regular source of income (Aapka rozana aamdani honi chahiye)
Should have a decent credit score
Document Requirements:
Valid Identity Proof
Valid Address Proof
3 months’ salary slip/bank statement (3 Mahine ka Salary Slip ya Bank ka statement)
Toh Doston Abhi tak humne Sikha Ki:
1. Credit Card Kaise Banta Hai
2. Credit Card Kya Hota Hai
3. Credit Card se Paisa nikaal sakte hai ya nehi
4. Credit Card Ka Limit
5. Credit Card Banwane ka Yogyata (Eligibility)
Toh Yedi aap Credit Card banwane ke liye yogyata hai toh ab mein jo bataunga iske madat se aap apna khudka Credit Card turant apply kar sakte hai.
Doston, Sabse Pehele Aapko Jaana Hai Hai Is Website mein -
Paisa Bazar Jese hin aap Us link ko click karoge aapko niche dikhai diye gaye page open hoga. Is page pe aapko bharna hoga:
1. Occupation: Aapka Occupation yaniki aap kisi company mein kaam karte hai toh Salaried Employeed ko select kare ya Business karte hai toh Business select kare ya Phir Self employeed select kar sakte hai
2. Annual Income: Aapka saal bhar mein kitna kamaai hota hai woh aapko select karna hoga.
3. Residence city: Aapko aapka Nazdiki Nagri select karna hoga.
4. Mobile Number: Uske baad aapko apna mobile number bharna hoga.
Uske baad niche diye gaye Proceed button ko Click kare. Jese hi aap Proceed button pe click karenge dusra page open hoga.
Is page pe aap jis bank mein credit card apply karna chahate hai us bank ko select kijiyega, bank select karne ke baad kis prakaar ka card uplabd hai woh show karega, View Details par click karne par aapko dikhaai ki oos viaktigat card mein kya-kya suvidhayein aapko milenge. "Filter by Bank" ke bagal mein aapko Fees Filter ka option dikhaai de raha hoga, uska matlab hai aapko saal bhar mein Credit Card use karne ka saal mein utna paisa charge lagega.
Jese hin aap sara kuch pad lete ho aur card pasand kar lete ho toh card ke sida dayan side ko Check Eligibility dikhaai de raha hoga uspe click kare.
Jese hi aap "Check Eligibility" pe click karenge toh aapko dusra page open hoga.
Is page par aapko kuch personal details puchha jayega, Sabse pehela pe "no" pe click kar dijiyega, uske baad "Do you have your company id card pe" Yes pe click kar dijiyega. Phir aapko apna id proof bharna hoga, aapka Pan card aur adhaar card. Uske baad aapko 3 option diya gaya hai.
1. Latest Credit Card statement with card face
2. Last 2 month's salary slip
3. I cannot submit any income documents
Un Tinon mein se koi bhi aapke suvidha ke anusaar select kar lijiyega.
uske baad aapka pin code select kar lijiyega aur ""Continue" button pe click kar lijiyega. Jese hi aap "Continue" button pe click karenge, dusra page open hoga.
Jese hi yeh page open hoga, aapko apna viaktigat vivaran bharna hoga.
1. First Name (Aapka Pehela Naam)
2. Last Name (Aapka Title)
3. Email Id
4. Date of Birth
5. Pan Card
6. Address 1 (Aaapka Rehene ka Thikana)
7. Address 2 (Aaapka Rehene ka Thikana)
8. City (Aapka nagri)
9. Pincode (Aapke area ka pin code)
10. Company Name (Aapke Company ka naam) jis company mein aap kaam karte hai
11. Office Address (Aapke office ka thikana)
12. State (Aapka Jilla)
13. City (Aapka Nagri)
14. Pin code (Aapke area ka pin code)
Uske baad aapko Office ye Residence select karna hoga. Jobhi aap select karte ho us address pe aapka credit card courier kiya jaayega, toh dhyaan mein rakhte huwa select kijiyega.
Date of Appointment mein kaunsi date mein aap credit card receive karna chahate hai woh date select kijiyega.
Time of Appointment mein Kis time pe aap credit card receive karna chahate hai us time ko select kijiyega.
Jese hi saare detials bhar dete hai, ek baar dubara se check kar lijiyega kahin kuch chhut na gaya ho. sab kuch check karne ke baad neche aapko ek chhota sa box dikhaai dega joki terms and conditions ka hai uspe click kar dijiyega aur uske baad niche diye gaye "Submit" buton pe click kar dijiyega.
Jese hi app Submit button pe click karoge aapka Application submit hojayega.
Ab aapko Paisa Bazar team ke taraf se 24 ghante ke andar call aayegi jahan pe aapko kuch personal details puchha jayega aur aapki Credit Card aapke Thikana mein bhej diya jaayega.
Watch A Quick Video About How to Apply For Credit Card:
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